YOGA LAKSHMI.P. METHODTO SECURE CRITICAL TRANSCATIONS: COMBINNING THREE WAY & TWO FACTOR AUTHENTICATION. International Journal of Advance Engineering and Research Development (IJAERD), [S. l.], v. 6, n. 7, p. 116–124, 2019. Disponível em: https://ijaerd.org/index.php/IJAERD/article/view/4334. Acesso em: 6 jul. 2025.